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Esther Estefania
Esther had been selling vegetables for some 2 years in Cotopaxi, a city in the south of Ecuador near the Cotopaxi volcano. But since her mother was in Guayaquil, she decided to help her in her business and she saved up money to launch a grocery store alongside her mother's. At present, in Guayaquil she is selling vegetables and groceries of primary necessity.

With the loan, she will buy ice cream, fruit, and diapers. One of her goals is to make her business grow more, to become a Mini-Market.
View original language description ↓
Esther hace 2 años vendía legumbres en Cotopaxi, Ciudad en la parte Sur del Ecuador por el volcán Cotopaxi, pero como su mama estaba en Guayaquil decidió ayudarla en su negocio y reunir dinero para implementar con una tienda de víveres su nuevo negocio con junto al de su mama.
En la actualidad vende víveres y abarrotes de primera necesidad. Trabaja desde las 7:00am hasta las 23:00pm.
Esther es soltera no tiene ninguna dificultad en su negocio. Con el préstamo va a comprar helados, frutas y pañales. Una de sus metas es crecer más en su negocio para tener un Mini Marquet

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,060,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Esther Estefania purchase ice cream, fruit, and diapers to sell in her small store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 25, 2013