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Helio Manuel
Helio, age 23, is in a common-law marriage and has a one year old baby.

He used to work in a bookstore. However, in order to improve his income he saved money to have his own business. He became independent and now has his own store. His business is a store that sells provisions. He works with his wife from 6:00 a.m. until 9:00 p.m.

With the loan he wants to buy canned goods, drinks, and grains, etc.

Helio’s dream is to have his own discount warehouse and to formalize the papers for his house.
View original language description ↓
Helio tiene 23 años de estado civil Unión libre tiene un bebe de un año. El trabajaba en una librería pero para mejorar sus ingresos ahorro dinero para tener su propio negocio. En la actualidad se independizo y puso una tienda. El tipo de negocio es una tienda de víveres y su trabajo lo realiza con su mujer desde de la 6:00 AM hasta las 9:00 PM. Con el préstamo quiere comprar enlatados, bebidas, granos etc. El sueño de Helio es tener su propio comisariato y legalizar los papeles de su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Helio Manuel to buy canned goods, drinks, and grains.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 21, 2012
Currency Exchange Loss:
Jul 17, 2013