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Dieu Est Capable Group
In this Group: Afiwa Germaine, Amélé, Adjoua Christine
"Dieu est capable" is a group composed of 3 people, whose members live in the same area of Benin. The group's representative, Afiwa Germaine (whose hand is raised in the picture), is 30 years old. Afiwa Germaine no longer lives with her husband, and is the mother of 2 children, both of whom have had schooling and neither of whom is dependent on her. She lives alone and is self-sufficient.

Afiwa Germaine did not get much schooling. She has been selling second hand clothing on the street for nearly 15 years. She works very hard, which enables her to meet her needs. Afiwa Germaine gets her supplies at a market in Benin. In the pursuit of customer satisfaction, Afiwa Germaine is requesting a first loan, together with the other members of "Dieu est capable". This loan will be used to better respond to the demands of their clientèle, and to earn more profits.
DIEU EST CAPABLE est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Afiwa Germaine (dont la main est levée sur la photo), est âgée de 30 ans. Afiwa Germaine ne vit plus avec son mari et est est mère de deux enfants tous scolarisés dont aucun n’est à sa charge. Afiwa Germaine vit seule et assure seule ses différents besoins. Afiwa Germaine a peu fréquenté l’école. Il y a près de quinze ans que Afiwa Germaine mène comme activité la vente des friperies de façon ambulante. Afiwa Germaine exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins. Afiwa Germaine s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle, Afiwa Germaine sollicite un premier crédit avec les autres membres du groupe DIEU EST CAPABLE. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dieu Est Capable Group's $300 loan helped a member to buy second hand clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 17, 2012
Currency Exchange Loss:
May 21, 2013