Doris is the coordinator of the Ayúdanos Señor (Help Us Lord) Group 5. This group is composed of emigrants from Haiti who live in "bateyes" (company towns where sugar workers live) in the town of Romana, one of the Dominican Republic's tourist destinations, which have a high scale of luxury.
Doris is a cook. She sells food that she cooks to distribute to workers in closer bateyes, for sugar cane or construction workers.
She has two children. She lives in a simple home with her long-term partner and their children, in a house they got from the sugar cane industry that owns the batey where they live.
Doris is very excited to be receiving her seventh loan from Esperanza Internacional. She will invest it in her business, which she has had for about eight years.
She is planning to invest her loan in buying different cooking ingredients, such as rice, oil, beans, meat, and vegetables. She is dreaming of improving her business and getting more clients in other bateyes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.