Update on Bendiara GroupKalidjata is in charge of the Bendiara group. She is married, and a mother to four children. The oldest of her children is 23, while the youngest is 14 years of age. They all go to school, and she has seven people under her care.
Kalidjata has managed a business offering secretarial services (typing, photocopying) and selling telephone recharge cards for the past 12 years. She gets her supplies in the large market, and her customers are both male and female.
Kalidjata wants to buy four boxes of paper, five batches of shirts and five boxes of pens of assorted colors. With her savings, she wants to improve her business. She plans to expand her secretarial business, employ more people and ensure that her children are educated.
Mme gère un secrétariat public (saisie, photocopie) et vend des cartes de recharge depuis 12 ans. Elle s’approvisionne au grand marché et ses clients sont les hommes et femmes.
Elle veut s’acheter 04cartons de rame de papier, 05lots de chemise et 05boites de bic (stylo) toute couleur.
Avec ses économies, elle veut améliorer son activité. Mme ambitionne agrandir son secrétariat, employé plus de personnel et assurer la scolarité des enfants.
Previous Loan DetailsMrs. Amsétou is in charge of the BENDIARA group. She is married with four children. The eldest is 23 and the youngest 14. All four children go to school. She is supporting seven people. Mrs. Amsétou sells soap and also rechargeable phone cards and office supplies. She has been in this business… More from Bendiara Group's previous loan »
About Micro Start/AFDThis loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.
Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Burkina Faso
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Success!! The loan was 100% repaid