Juan’s single and has no children yet. He lives in his parents’ house occupying a single bedroom. The house is located in the city of La Paz’s El Rosario zone. He earns income working as an accountant for more than ten hours daily in a private firm since he must cover his food and basic utility costs. He needs the loan to buy a computer because it will be very useful in his work. Juan’s dream is to improve his income so that he can become independent and have more comfort and also to improve his quality of life. This is his second loan request to Impro and Kiva.
Juan es soltero y no tiene hijos vive en la casa de sus padres ocupando solo una habitación, la casa se encuentra ubicada en la zona El Rosario de la ciudad de La Paz.
Actualmente percibe ingresos ya que trabaja como contador por más de diez horas al día en una empresa privada ya que debe cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de una computadora ya que le será de mucha ayuda en su trabajo.
El sueño de Juan es mejorar sus ingresos para poder independizarse y tener más comodidad, también mejorara su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.