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Tabrey
Ma B. is married to a polygamist. They are blessed with six children, all of whom go to school. Ma B. could not afford to study in school when she was younger, which has made life very difficult for her. Because of this, it is hard for her to work and assist her husband in caring for the family. Additionally, her children are unable to study freely in school because of the fees. They also cannot afford three square meals a day.


Ma B. was motivated to become a member of GHAPE by her husband, who became a GHAPE member in 2001. Since she joined, Ma B. has successfully borrowed and repaid loans six times. The profit from these loans has helped her to pay her children's school fees and provide some basic needs, like food, for the family.


Given a new loan, Ma B. plans to buy drugs, chemicals for the production of momo (which is used for washing dresses), and planting seeds. She knows her business is going to succeed because she has acquired some basic training in finance management and how to choose a good business from GHAPE. Also, she has been doing this business for several years.


She plans to pay her loan in 24 months. The first installment repayment shall be done on the fourth month from the date of disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 419.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD