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Melvi, 62, is single and her children are all independent now. She lives with her niece in Olanchito, Yoro. Melvi decided to start her own business when she retired from work in a private firm. For the last two years she’s been selling soft-drinks and topogigios (frozen treats made with milk or fruit served in plastic bags); she sells them every day in villages adjacent to her community. This is a product that’s in very high demand. She’s had three loan cycles with ODEF. Her current one is for 6,000 Lempiras that she’s going to use to buy ingredients like soft-drinks and milk for her business to increase sales and income. Her goal is to save up to be able to respond to any unforeseen eventuality.
View original language description ↓
Doña Melvi tiene 62 años de edad, soltera, sus hijos son independientes, y vive con una sobrina en el municipio de Olanchito, Yoro. Doña Melvi decidió realizar su propia actividad de negocio después de haber terminado su empleo en una empresa privada. hace dos años que vende refrescos y (topogigios: son helados hechos de leche o frutas envasados en bolsa plástica, este producto lo lleva a vender a otras aldeas cercanas a su comunidad todos los días. es un producto que tiene bastante demanda. Ella lleva tres ciclos de préstamos con ODEF, el actual que solicita es por 6,000 lempiras y los va invertir en la compra de insumos como refrescos y leche para su negocio. Así incrementara sus ventas y sus ingresos. Su meta es ahorrar para atender cualquier imprevisto.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,940,375
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Melvi to buy soft-drinks and milk.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 20, 2012
Currency Exchange Loss:
Aug 18, 2013