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Dúo Gracia Y Bendición Group
In this Group: Neftali Elias , Teresa
"Dúo Gracia y Bendición" ["Grace and Blessings Duo"] includes Teresa, who is 32 years old and works making and selling bread, as well as selling chicharrones (the latter only on market days). She has three children who are in school. That is the reason she needs to work hard, so she can give her children what they need; her dream is for her children to continue with their studies.

Teresa is requesting this loan for the purchase of flour to make bread to sell.
View original language description ↓
Dúo Gracia Y bendición.
Este Grupo está conformado por la señora teresa, de 32 años de edad ella se dedica a la elaboración y venta de pan, y también a la venta de chicharrones este último solo cuando hay días de mercado, ella tiene 3 hijos y están estudiando por tal razón necesitan trabajar fuerte para darles lo necesario a sus hijos, ya que el sueño de ella es que sus hijos sigan estudiando, está solicitando este crédito para la compra de harina para la elaboración de pan para la venta.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 90
    View loans »
    Guatemala Loans Fundraising
  • $9,860,025
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dúo Gracia Y Bendición Group's $250 loan helped a member to buy flour to make bread, and to buy chicharrones to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 21, 2012
Currency Exchange Loss:
Feb 16, 2013