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This is 46-year-old John. He is married and has three children aged 3, 5, and 9. He has one additional dependent who lives with him to assist his wife with the house chores.

In 2007, John established his patent drugs business. He started to be self-reliant in the business after dropping out of school. Working 7 days a week and 14 hours a day, he earns about Le 2,341,000 every month from this business.

He would like a loan in the amount of Le 5,000,000. John has already received and successfully repaid four loans, and now requires a new loan in order to improve on the status of the pharmacy and increase the stock. He hopes that this loan will enable him to increase his monthly profits by approximately Le 749,120.

In the future, John plans to improve the business from patent drugs to a big drug shop. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 21
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped John to pay for patent drugs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 19, 2012
Currency Exchange Loss:
May 17, 2013