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Las Peras Group
In this Group: Emma, Maria Veronica, Maria Angelica, Graciela

Update on Las Peras Group

Graciela is 36 years old and is originally from a community called San Felipe de los Alzati. This is a very hard-working community and one of the top producers of poinsettias in the nation. Over six million flowers are produced every year. They are sold within the country and exported abroad, since there are several colors such as red, coral, white, and brown, and varieties like Prestige, Oreon Red, Maren, Marble Star, Monet, and Free White. This currently generates 624 permanent jobs and 328 seasonal jobs, 60% of which are for women. She says she really likes where she lives because it is a place with very nice weather and tourist pass through there on their way to the Monarch Butterfly Sanctuary and the archeological ruins of Zirahuato.

She says she has been in business buying and selling pigs for twelve years. Since sales are good, she has been able to keep the business going and that makes her very happy because it has allowed her to help her husband with home expenses. She and her husband also work growing poinsettias. They don't produce large quantities, but they make a profit.

She is requesting a loan to purchase pigs and buy them food and vitamins, and also to purchase fertilizer for the flowers. She says she sells her pigs to different local butcher shops, since she has customers who buy the animals. Graciela's goal is to build a larger corral so that her animals can be better kept and she may sell them at a better price. She also says she would like to expand the nursery so that she can grow more flowers and create jobs for people in her community.

The other three members of the group are Emma, Maria Veronica, and Maria Angelica. They will invest their loans in seasonal fruit and supplies for making Mexican food like quesadillas with different fillings.
View original language description ↓
La señora Graciela tiene 36 años de edad y es originaria de una comunidad llamada San Felipe de los Alzati una comunidad muy trabajadora el cual es uno de los primeros a nivel nacional en producción de flor de Noche buena o flor de Pascua, aproximadamente al año se producen arriba de 6 millones de flores las cuales se venden en el país y otras las exportan a otros países ya que hay varios colores y variedades como la color roja, la salmón, la blanca, la pinta y de variedades como la prestige, oreon red, maren, marble star, monet y la free White generando actualmente 624 empleos fijos y 328 temporales y el 60 por ciento de los mismos son para mujeres. Ella platica que le gusta mucho donde vive ya que es un lugar con un clima muy agradable además que por ahí pasan los turista que van al santuario de la mariposa monarca y a las ruinas arqueológicas de Zirahuato. Dice que ella tiene un negocio de compra y venta de puercos desde hace 12 años y que tiene buenas ventas ya que por eso ha seguido con su negocio y eso la tiene muy contenta porque si ha podido ayudarle a su esposo con los gastos de la casa. También su esposo y ella se dedican al cultivo de noche buena aunque no es una producción alta pero si les deja ganancias. Ella esta pidiendo un crédito para la compra de cerdos y comprarles vitaminas y alimento y también para comprar abono para las flores. Dice que sus cerdos ella los vende a diferentes carnicerías de su localidad ya que tiene sus clientes para vender los animales. La meta que tiene Graciela es hacer un corral mas grande donde sus animales estén en mejores condiciones y asi pueda venderlos a un mejor precio, también dice que le gustaría ampliar el vivero para poder producir mas flores y así darle trabajo a la gente de su localidad. Las otras tres integrantes del grupo se llaman Emma, Maria Veronica y Maria Angelica ellas invertirán sus créditos en fruta de temporada y para insumos para hacer comida mexicana como quesadillas de diferentes guisados.

Previous Loan Details

Emma, 38, is from a place called San Felipe de los Alzati where most of the residents work growing poinsettias and avocadoes since the soil is very fertile for this type of crops. She’s had an avocado orchard for more than 15 years and she says that between her and her husband they’ve moved th... More from Las Peras Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Peras Group's $2,700 loan helped a member to raise and sell pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 4, 2012
Listed
Sep 20, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2013