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Joweria lives in Kampala, Uganda. She is married with four children and only two of her children go to school. She doesn’t take care of two additional family members. She lives in her own house and the family has access to piped water and electricity. Her monthly expenses include school fees.

Joweria operates a restaurant at the market. She sells her products on a retail basis. She has been in this business for the last 5 years. She also earns additional income from rental houses. She works seven days a week. Joweria has requested a loan of 1,500,000 UGX from MCDT–SACCO to buy more serving utensils, tables, rice, bunches of bananas, cooking oil, and flour. Her major business challenges are transportation, defaulters and seasonality. Her goals and aspirations are to expand her restaurant into a hotel, to serve more customers and also to build more rental rooms.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 147
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,495.0
    Uganda Shillings (UGX) = $1 USD