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Gitanjali
Gitanjali belongs to a small village called Paikpada in the M Rampur block of the Kalahandi district of Odisha. Kalahandi is a very poor district in India, known for poverty, lack of education and lack of awareness. Gitanjali is 36 years old and hails form a poor background in the Below Poverty Line category. She lives with her husband, her son and her daughter. She is running a small fancy store in her house to earn revenue for her family. What she earns from her business is hand to mouth for them. She had a dream of constructing a toilet and bathroom for the safety and security of her family members as 80% of the health hazards come from bad sanitation but due to the scarcity of finances, she was unable to materialize her dream. Gitanjali says that it will be a blessing for her to take a loan of Rs 20,000/- to construct a bathroom with toilet to provide a sanitary facility for her family.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About India

  • $2,900
    Average annual income
  • 0
    View loans »
    India Loans Fundraising
  • $4,521,175
    Funds lent in using Kiva
  • 55.4
    India Rupees (INR) = $1 USD