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Makvala is from Tkibuli district of West Georgia. She is 65 years old and lives with her husband Zauri, daughter, son-in-law and grandson. Makvala and Zauri are provided with a retirement pension. Her daughter works as a cook in the restaurant and gets a monthly income. The family runs a small dairy business; they have 3 milk cows and 2 calves. Makvala milks the cows and produces cheese products. She also has a vineyard and picks the grapes in the late summer. The family sells their agricultural products at the local market. Makvala works hard to make some savings and improve their living conditions.

Makvala requested a loan to repair her house. The existing house is old and damaged. She will purchase building materials and renovate her house. Then the living conditions of the family will be improved and they will be able to spend their evenings after a hard-working day in a more comfortable environment. Makvala hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Makvala to repair her house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 19, 2012
Currency Exchange Loss:
Feb 15, 2013