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Esi is a businesswoman who sells palm fruit, cassava, and plantain at Wokrom near Cape Coast. She has done this for the past two years. Esi is married to a mason, and they have five children. She uses her income to support her husband in paying their children’s school fees. Esi needs a loan from Kiva to purchase palm friut, cassava, plantain, and other types of food items to sell. With the new profit, she will expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Esi to purchase palm friut, cassava, plantain, and other food items to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 19, 2012
Currency Exchange Loss:
Jan 15, 2013