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Phy's Group
In this Group: Phy , Makara
Phy, 45, is married with four children. She lives in a rural village in the Moung Russey district of Battambang province, Cambodia. To meet the family’s needs, she has been rice farming for twenty years. The current business earns her approximately KHR27,000 per day and nets her KHR17,000 each day after expenses.

Phy received the first loan with VisionFund five cycles ago, while the other member has been with VisionFund for four cycles. She has successfully used the past loans to better support her family.

Now, she and her group member are seeking for a loan with VisionFund of KHR1,400,000 each. Phy, who is the leader, will use her portion to buy fertilizer for her farm. The increase in her business will expand her income to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phy's Group's $700 loan helped a member to buy fertilizer for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 19, 2012
Currency Exchange Loss:
Sep 17, 2013