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Besiki is from a small village of the Terjola district. He is a 36-year-old single man. His economic activity is a greenhouse where tomatoes, cucumbers and dills are grown. Besiki owns a vineyard as well and picks the grapes in the late summer. He does all relevant seasonal work to insure a good harvest. The harvested production is sold locally. Besiki works hard to make some savings and expand his agricultural business.

He requested a loan to purchase dill seeds, greenhouse cellophane and fertilizers. The loan will help him to provide financially for his needs. He confronts challenges such as pest infestations and diseases and changes in the weather, so that he can provide quality products for his customers. This will increase his income and Besiki will reinvest in his agricultural business to expand it and make it more profitable.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Besiki to purchase dill seeds, greenhouse cellophane, and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 19, 2012
Currency Exchange Loss:
Dec 15, 2012