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Nino is from a small village of Lanchkhuti district. She is 53 years old, married, and lives with her 24-year-old son. Her son works as a security guard and gets a monthly salary.

The family runs an agricultural business. In particular, they own a nut garden and a plot of land, where maize is grown. The family does all relevant seasonal work to insure a good harvest. Nino is involved in a dairy farm. She has three calves and three milk cows whose milk is used for cheese products. Nino sells the cheese at the local market. The family has a grain mill and serves local farmers. The work is hard, but still doesn't provide enough income to make some savings and improve the living conditions of the family.

She requested a loan to repair a grain mill, which is damaged. Her mill will serve the local farmers by crushing grain. Nino will get a service fee and this will increase the income of the family. With the increased income she will improve their living conditions. Nino awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Nino to repair a grain mill.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 19, 2012
Currency Exchange Loss:
Oct 17, 2013