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Djidja Group
In this Group: Saran , Oumou , Marthe , Bintou , Madeleine
All married in extended traditional families, the five women who compose the DJIDJA group are, on average, 39 years old and have three children each. They all live in the village of Cinzara, in the Cercle of San, Segou region (fourth administrative region of Mali), and they know each other through neighborhood, marriage or family ties. They buy and sell utensils, condiments, grains etc.

In order to boost their businesses, the members of the group have joined Soro Yiriwaso, and this is their first solidarity loan.

Saran (sitting, with a white shawl wrapped around her head) is planning to use her loan to buy plastic kitchen utensils from wholesalers at the market of San. She sells for cash or on credit to a retail group of customers consisting of men and women.

She is expecting average monthly profits to reach 25,000 CFA francs. She will use her profits to reinvest in her activity and to meet some of her family's needs.
View original language description ↓
Toutes mariées dans des familles traditionnelles élargies, les cinq femmes du groupe DJIDJA ont en moyenne 39 ans et 3 enfants. Elles habitent toutes le village de Cinzara dans le Cercle de San région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de mariage et de parenté. Elles font l’achat et la vente d’ustensiles, de condiments, de céréales, etc.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe intègrent Soro Yiriwaso et sont à leur 1er prêt solidaire.
Madame Saran (assise avec une écharpe blanche sur la tête) compte utiliser son prêt pour acheter, des ustensiles de cuisine en plastiques auprès des grossistes du marché de San. Elle effectue ses ventes au comptant, en détail et à crédit à une clientèle composée d’hommes et de femmes.
Avec ce prêt, elle espère réaliser un bénéfice mensuel moyen de 25.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge des besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 30
    View loans »
    Mali Loans Fundraising
  • $11,463,475
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD