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A humble farmer living in a rural village of the Sa Ang district of Kandal province, Cambodia, Heang is a 61-year-old widowed mother of five children, two of whom have their own employment (one is a security guard while the other one works at one company in local area). Heang struggles to earn a living through growing vegetables such as garlic and cucumber. Having been in this business for 30 years, she is able to earn around KHR 20,000 per day and manage to save approximately KHR 8,000 each day after daily expenses. Small crops, caused by destructive floods is a main challenge for her vegetable-planting business.

This is Heang’s fourth microloan with Kiva’s partner, VisionFund. The past three loans have helped her better support her household consumption and build on her saving for future needs. Now she is applying for a loan with VisionFund of US$ 1,300. Heang is going to use this loan to buy a proper motorbike for her children to commute to work. She hopes this loan will help her family especially her children to save their transportation expenses and maintain their lifestyle. Therefore, she will no longer have to worry about her children's transportation and she will be able to pay more attention to her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Heang to buy a proper motorbike for her children to commute to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 19, 2012
Currency Exchange Loss:
Aug 17, 2013