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Arlene
This is Arlene, 43, resident of Manila, Philippines. She is married to Protacio, a seaman, and a mother to her children. She, together with her husband and children, manages the household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Arlene sells RTW (ready to wear) products like towels, bed sheets, shower curtains and blankets to her customers. She has a stall in the market which makes her products easily seen by customers. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her continue the operations of her business, she is requesting a 50,000 PHP loan. She will be utilizing the loan to buy more stock of personal merchandise to expand her product inventory. She expects a boost in her business income as she expands her business.

Arlene dreams to be able to give all her children a good future and high quality education through all her hard work on her business. She also hopes to have a growing network of customers. She faithfully meets up with her co-fellowship members to share stories of her work every week and to also draw strength and inspiration from the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay micro finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1307
    View loans »
    Philippines Loans Fundraising
  • $57,946,175
    Funds lent in using Kiva
  • 41.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Arlene to purchase additional stock of supplies and products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2012
Listed
Sep 18, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013