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Merlita
Merlita is 45 years old and married with 3 children. She works hard to provide for her family. She runs a charcoal retail business in the Philippines and requested a 17,000 PHP loan through NWTF to purchase additional sacks of charcoal to sell. She has been running the charcoal retail business for 3 years and also earns an income from fish vending and pig fattening.

Merlita has borrowed and paid 5 loans from NWTF before this loan. Merlita aspires to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 279
    View loans »
    Philippines Loans Fundraising
  • $53,225,600
    Funds lent in using Kiva
  • 41.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Merlita to purchase additional sacks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2012
Listed
Sep 18, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013