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Khusen is 62 years old. He is a father of six and lives together with his wife, children, children-in-law, and grandchildren. Their family is large and peaceful. Khusen's wife is the head of the women's association of the Aivoch village. Khusen has been employed for the past 8 years as a high school teacher. For over six years, he has been also raising livestock. Naturally, working two jobs simultaneously has been difficult, but Khusen's teacher's salary alone is insufficient to provide for his family.

Khusen raises calves at home for subsequent sale. He is requesting this loan to purchase several male and female calves.
View original language description ↓
Хусену 62 года. Он живет с женой, детьми (невестками) и внуками. У них очень большая и дружная семья. Хусен является отцом шестерых детей. Жена Хусена глава ассоциации женщин села Айвоч.
Хусен имеет 8 лет рабочего стажа, он 8 лет проработал учителем в средней школе. Более шести лет Хусен совмещал преподавание и животноводство. Конечно, совмещать две профессии ему было нелегко, но на зарплату учителя он не мог прокормить свою семью. Хусен разводит телят и бычков у себя дома в дальнейшем для продажи. Он просит кредит для закупа несколько голов телят и двух голов бычков.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Khusen to purchase several male and female calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 15, 2012
Currency Exchange Loss:
Oct 17, 2014