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G.s. Hospital Ii Group
In this Group: Claudia Del Carmen, Nubia Del Socorro
The “Hospital II” solidarity group has two members: Claudia del Carmen and Nubia del Socorro. Their ages range between 40 and 60 years. Claudia has two children who are 12 and 22 years old and still in her care; they attend secondary school and university. They live in Chinandega Department which is located in the west of the country, a place noted for its very hardworking people. It’s a very commercial zone where commerce is profitable. Claudia del Carmen is the coordinator of the community bank. She has 8 years of experience selling general merchandise from door to door.

Claudia’s daily routine is to head out into the streets very early in the morning carrying a bundle that weighs about 20 kilograms or more filled with her merchandise. She takes her merchandise both to her regular customers and any others who she sells to on credit collecting payment by-weekly which is the customary way of collecting payment in this country.

She intends to use the loan to invest in working capital and buy merchandise like clothes for children and adults, sandals and cosmetics.

Claudia states that in a not too distant future her dream is to see her children become professionals and to have a general store to sell her merchandise in and thus have a less demanding work routine since her current way of working is very demanding because she has to wander the streets under the hot sun all day.

They thank Kiva lenders for the help they give small merchants of limited resources and from poor countries like Nicaragua to have a dignified way of earning a living.
View original language description ↓
El grupo solidario Hospital II esta conformado por dos integrantes las cuales son: Claudia del Carmen y Nubia del Socorro, donde oxilan en la edades de 40 al a los 60 anos, Claudia tiene dos hijos de 12, 22 anos bajo su responsabilidad los cuales estudian en secundaria y en la universidad. Ellas pertenecen al departamento de Chinandega que esta ubicado en el occidente del país, un lugar que se caracteriza por su gente muy trabajadora, una zona muy comercial donde el comercio es prospero. Claudia del Carmen es la cordinadora del banco comunal, la actividad económica a la que se dedica es la venta de mercadería en general, y cuenta con ocho experiencia. Dicha actividad la desempeñan de forma ambulante. La rutina diaria de Claudia es salir a la calles en horas muy temprana cargando un bulto como de 20 kg o mas donde lleva su mercadería a sus clientes fijos y eventuales estos productos también los distribuyen de créditos a sus clientes recuperando el dinero de forma quincenal que es la forma común de recibir pago en nuestro país. Con el financiamiento invertira en capital de trabajo y comprar mercadería como: ropa de niños, de adultos, sandalias, cosméticos . Claudia exterioriza que en un futuro no muy lejano su sueños es ver formados a sus hijos profesionalmente, y tener una tienda de mercadería variada para ofrecer sus productos y dejar tener una rutina de trabajo menos pesada. Ya que su trabajo en la actualidad es muy duro andar en la calle bajo el intenso sol del día a día. Pero de igual forma agradecen a los inversionistas kiva la ayuda que le brindan a los pequeños comerciantes de escasos recursos y de países pobres como es Nicaragua. Para tener un medio de vida digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s. Hospital Ii Group's $825 loan helped a member to buy stock merchandise like clothes, shoes and cosmetics to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013