Nueva Ilusión (Cuenca) Group
One of the members of this group is Carmen who has been a member of the communal bank Nueva Ilusión for one and a half years. She is 37 years old, married and is the mother of 2 children ages 16 and 14 who are studying in a school in the city. Her husband works as a builder, work that he learned from his father. The house in which they live in is the fruit of their combined labours.
Carmen works at home taking care of the house and family but to help her husband with household expenses she raises pigs, chickens and guinea pigs which she sells in her community. She also farms and what she produces is consumed in the home.
She is going to invest the loan in the purchase of a calf to raise it and then sell it.
Her goal is to have more animals.
Una de las socias de este grupo es la Señora. Carmen, forma parte del banco comunal Nueva Ilusión hace un año y medio, tiene 37 años de edad, es casada y es madre de 2 hijos de 16 y 14 años de edad que están estudiando en un colegio de la ciudad. Su esposo labora como albañil trabajo que lo aprendido de su padre, la casa en la que viven es el fruto del trabajo conyugal.
Doña Carmen se dedica al cuidado de su hogar y familia pero para ayudarle a su esposo con los gastos del hogar cría cerdos, gallinas y cuyes a los que los vende en su comunidad, también labora en la agricultura y lo que le produce es para el consumo de su hogar.
Su crédito lo va a invertir en la compra de una ternera para criarla y luego venderla.
Su meta es tener más animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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