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Luís Ángel
Sr. Luis is 46 years old and lives with his wife and three children (a 3 year-old girl and two boys, one 16 years-old and the other 9 years-old). Only the boys currently attend school in the community.

Luis is an honorable person. He is a leader in his community and belongs to La Asociación de Desarrollo Comunal (ADESCO) (The Community Development Association) and to a national association of governing boards for potable water.

Luis is a mason, a job he learned at the age of 20 as a result of working as an assistant mason with a friend, who gave him confidence so that he developed in that field. He also farms 7,000 square meters (approx. 1.7 acres) of corn, 17,500 square meters (approx. 4.3 acres) of cassava and has been cultivating these crops for more than ten years; he also grows vegetables, specifically 1,500 NATALY Chile plants and 1,500 table tomato plants. He has been growing these crops for the past five years and states that he began farming because he did not have construction work due to the fall in the sector because of the rise in the price of materials.

In August, 2012, he acquired a corn shelling machine, one that is manually operated, and rents it to his neighbors and friends, who are farmers, at $20 a day and collects $1.00 from them for every 200 pounds they shell.

Luis’ wife is responsible for administering their business renting plastic chairs and tables and table cloths (she has 360 chairs, 40 tables and 65 table cloths).

He purchases his agricultural supplies in the city, which is approximately 12 kilometers (approx. 7.5 miles) away. He transports them in his pick up truck and he pays cash for the seeds and plants.

The loan will be invested in buying more chairs, tables and table cloths, which will be rented to people and institutions that have events and get-togethers in the community and surrounding areas. They feel there is a high demand as they frequently rent chairs in other places to meet the demand, generating business for the competition. They hope this investment will improve their family income.

Luis’ objective is for his business and customers to grow. He expects to generate sufficient income to enable him to educate his children so they can succeed as professionals and help others in the community.
View original language description ↓
El Señor Luis tiene 46 años de edad, vive junto a su esposa y 3 hijos (una niña de 3 años y dos varones, uno de 16 años y otro de 9 años respectivamente). Solo los varones están estudiando en la escuela de la comunidad. Es una persona honorable, en su comunidad es líder pertenece a la estructura de La Asociación de Desarrollo Comunal (ADESCO) y a una asociación a nivel nacional de juntas directivas de agua potable.

Se dedica a trabajar como albañil, actividad que la aprendió cuando tenia 20 años, como consecuencia de trabajar como ayudante de albañil con un amigo, quien le dió confianza y se fue desarrollando en el rubro; también, se dedica al cultivar 7,000 metros cuadrados de maíz , 17,500 metros cuadrados de cultivo de yuca, estas áreas las cultiva desde hace mas de 10 años; cultiva hortalizas, específicamente 1500 plantas de Chile NATALY y 1500 plantas de Tomate de mesa, esta actividad la esta desarrollando desde hace 5 años, manifiesta que inició en esto debido a que se quedó sin trabajar en construcción por la caída del sector, por el alza en los precios de los materiales.

En agosto de 2012 adquirió una maquina desgranadora de maíz, la que se acciona de forma manual y la renta a sus vecinos y amigos agricultores en $20.00 por día o les cobra $1.00 por cada 200 libras que desgranan.

Su esposa es la responsable de administrar el negocio de la renta de sillas plásticas, mesas plásticas y manteles (posee 360 sillas, 40 mesas y 65 manteles)

Los insumos agrícolas los compra en la ciudad, aproximadamente a 12 kilometros , los que recorre en su vehículo pick up , compra los insumos, semillas y plantas de contado.

El préstamo será invertido en la compra de mas sillas, mesas y manteles, que serán destinados para rentarlos a personas e instituciones que realizan eventos y convivios en la comunidad y sus alrededores.

Consideran que la demanda que poseen es alta y con frecuencia rentan sillas en otros lugares para cubrir esas demandas generando negocio para otros de su competencia. Con esto se espera que sus ingresos familiares mejoren.

Su objetivo es crecer con el negocio y con sus clientes, espera generar los ingresos suficientes que permitan facilitar la educación de sus hijos, para que puedan superarse como profesionales y ayuden a otros de la comunidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Luís Ángel to buy more chairs, tables and table cloths, which will be rented to individuals and institutions.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2012
Listed
Sep 20, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014