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Timothy Suh
Timothy is the father of five children and seven grandchildren. His dream is to build a house from which he can collect rents when he becomes old and tired and cannot continue with labor-intensive business. Having received training in pig farming, shoe-mending, marketing techniques and credit management organized by GHAPE, he has borrowed and repaid three cycles of loans of $40, $100 and $120 since 2003. He succeeded in rendering shoe repair services and providing manure for cultivation and meat to his community.

Given a loan of $400, he plans to buy 2 truck loads of firewood and sell it for cooking and heating; buy materials to enlarge his pig sty to produce additional manure and meat for farmers and consumers in the community; buy a hoe and cutlass yam seeds to cultivate for increased carbohydrate supply in the local markets; and tools to repair shoes.

He is capable of handling the loan and repaying without difficulties given his previous credit history and achievements from profits on previous loans. He plans to pay his loan in 18 months. The first repayment installment shall be made on the fourth month from the date of disbursement of the loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

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  • $2,421
    Average annual income
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  • $1,173,050
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