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Vida Group
In this Group: Blanca Nubia, Maria Luz , Miriam Isabel
The “Vida” [Life] is comprised of three hard-working and enterprising people. Blanca is one of them. She sells tortillas and “nacatamales” [a Nicaraguan delicacy made of sweet corn dough and other ingredients wrapped in plantain leaves]. She has also worked as a stylist for ten years.

She will use the loan to buy corn, firewood, pork, and spices, etc.

María is another member. She sells groceries and food. Miriam, the other member, has been selling baked goods,”atoll” [corn and milk based drink], and “yotamal: [tamalemade with fresh corn and packed in the original corn husk], etc. for seven years. She also has 4 pigs and 80 chickens.
View original language description ↓
25. Vida
El grupo la Vida lo conforman tres personas trabajadoras y emprendedoras una de ellas es Blanca quien se dedica a la venta de tortilla y nacatamales; además trabaja como estilista desde hace 10 años. El crédito lo invertirá en maíz, leña, cerdo, especie…etc.

Las otras integrantes son María quien vende pulpería y comida; y Miriam quien vende cosa de horno, mota jatol, yoltamal…etc. desde hace 7 años además tiene 4 cerdos, 80 gallinas

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Vida Group's $1,600 loan helped a member to buy corn, pork, firewood, and spices.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Oct 1, 2012
Currency Exchange Loss:
May 17, 2013