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Pilar
Pilar is 37 years old. In addition to being warm and friendly, she is a hard-working and determined woman. She lives with her partner Miguel, who is independent and the father of their five children. She loves her children very much and wishes to provide them with a good education. They live comfortably together in their own home. Pilar rents bicycles and operates her business from her home. She owns three units that are operational and running. She also has a motorcycle taxi that she rents to her neighbor and receives a payment or daily fare. She has outfitted a space in her home for the bicycles’ storage and maintenance, which her partner handles.

She started her business with one bicycle six years ago and seeing the demand for her service, she decided to invest in the acquisition of additional units. Over the course of time, however, she suffered the theft of some units. She has nine units, but due to wear and tear, only three are operational and the other six are undergoing maintenance. Her husband supports her in the business and her children help with the customer service. She believes her business is profitable based on the income it provides her. Before starting her business, she had financial difficulties because her partner’s income wasn’t enough to cover the household expenses. However, now she can help him and hopes to have a better quality of life. She hopes to save the profits she has earned from her business and buy another motorcycle taxi that she can rent in order to increase her income. This is her fourth loan with the MFP institution. She feels grateful to have the financial support to advance her business. In addition, she is at ease with her communal bank because she knows the members and believes they are friendly and responsible.

With the 1500 nuevos soles requested, she will invest in the maintenance of her motorcycle taxi by purchasing tires, oil, and other items and in this way, increase her income.
View original language description ↓
Pilar, de 37 años de edad, es una mujer trabajadora y empeñosa, además de ser amable y cordial. Es conviviente con Miguel quien es independiente y padre de sus 5 hijos a quienes quiere mucho y buscar brindarles una buena educación. Juntos habitan cómodamente su propia casa. La actividad que realiza Pilar es el alquiler de bicicletas de su propiedad, tiene 3 unidades que están operativas y funcionando. También cuenta con un mototaxi que lo alquila a su vecino y recibe un pago o feria diaria. Tiene un espacio acondicionado en su casa donde guarda sus bicicletas y les brinda el mantenimiento, del cual se encarga su pareja.
Se inició hace más de 6 años con una bicicleta y viendo la demanda de su servicio, decidió invertir adquiriendo más unidades, y en transcurso sufriendo el robo de algunas unidades, logrando tener 9 unidades, ahora con el deterioro solo están operativas 3, y las otras 6 están en mantenimiento. En ésta actividad cuenta con el apoyo de su pareja y sus hijos en la atención. Considera a su negocio rentable por los ingresos que le deja. Antes de empezar su negocio tenía dificultades económicas ya que los ingresos de su pareja no les alcanzaban para cubrir los gastos de su hogar, ahora puede apoyarlo y aspira a tener una mejor calidad de vida. Con las ganancias que tiene de su trabajo espera ahorrar para comprar otra unidad de mototaxi y alquilarlo para aumentar sus ingresos. Este es el préstamo número 4 con la institución MFP, se siente agradecida de contar con un apoyo financiero para avanzar con su negocio. Además comenta estar a gusto con su banco comunal, pues conoce a sus integrantes y los considera ser personas amables y responsables.
Con el monto solicitado de 1500 nuevos soles, lo invertirá en el mantenimiento de su mototaxi, comprando repuestos como llantas, aceites y otros, para así ampliar sus ingresos.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $53,959,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Pilar to purchase tires, oil, and other products for her motorcycle taxi.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013