Aferdita is in her late forties and is married, with two children, who attend school. They are Egyptians from the vulnerable ethnic minority of south eastern Albania, and they live in a beautiful little town next to the shore. Aferdita is very proud of her children attending school, something that is not very usual in her community.
For the past three years, she has been operating a little business of her own, repairing clothes for residents in her town. The beginning was very difficult she claims, yet lately, it has picked up and now she wants to employ her niece as well. People in her town speak very highly of her.
Aferdita is applying for a loan to add one more sewing machine, hoping that she will be helped by Kiva lenders. In return she promises them that she will pay this loan on time.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.