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Elfrida Cristina
Elfrida began her business with the help of her husband who is a fisherman. LIttle by little, they were able to buy merchandise and acquired a glass cabinet for the sales of daily necessities and groceries.

Her children help her in the store and she works until 9:00 p.m. One of her difficulties in her work is when she gets sick, since she likes to wait on her customers and when she's sick she gets impatient to return to work.

Elfrida is married and her husband works as a fisherman, and she has two daughters, who are both married but still live at home.

With the loan, she will buy rice, sugar, and snacks to increase the variety of groceries she sells to her customers. One of her goals is to be able to grow her store and provide other services.
View original language description ↓
Elfrida inicio con su negocio con la ayuda de su esposo quien se dedica a la pesca. Poco a poco pudo comprar mercadería y adquirir una vitrina para la venta de viveres de primera necesidad.
Sus hijos le ayudan en el negocio y trabaja hasta las 21:00pm. Unas de sus dificultades en el trabajo es la enfermedad ya que le gusta atender a su clientela y cuando se enferma ansia retomar sus labores.

Elfrida está casada su esposo trabaja en la pesca tienen 2 hijas pero ya están casadas pero aun viven en su casa.
Con el préstamo va a comprar arroz, azúcar y snacks para variar los viveres que vende a sus clientes. Unas de sus metas y poder ampliar su local y contar con otros servicios

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Elfrida Cristina to buy rice, sugar, and snacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 25, 2013