Bco. Mujer Buscando Superarse Group
Evelin, the president and leader of the group, is a 34 year old woman with two children, one of whom is 10 and the other of 15 years of age. At this time she subsists on growing pigs for fattening, since her husband had an accident in his work and from this he receives a stipend, which is not sufficient to cover the costs of the household. This situation that has been mentioned, made it necessary for Evelin to also look for job opportunities for hourly wages, and cleaning houses, to create a greater income which will translate to a better quality of life for her family.
The loan, as with the previous ones she has received from Fundación Mujer, will go to buying pigs with feed concentrates and vaccines. Within her plans is the hope of being able to continue working and to give her children a better lifestyle.
Evelin presidenta y lider del grupo, es una mujer de 34 años con dos hijos, uno de 10 y otro de 15 años, que en este momento subsiste con la actividad de la cria de cerdos para engorde, ya que su esposo sufrio un accidente laboral, por lo cual recibe un subsidio, el cual no es suficiente para poder hacerle frente a las necesidades del hogar, esta situación que el compañero este en la situación antes mencionada, hace necesario que Evelin busque tambien oportunidades de empleo por horas, limpiando casas, para poder generar mas ingresos que se traducen en tratar de brindar una mejor calidad de vida a su familia.
El préstamo como los anteriores que ha recibido de Fundación Mujer, se destinara a la compra de cerdos como concentrados y vacunas.
Dentro de sus planes esta el poder seguir trabajando duro para poder darle a sus hijos una mejor calidad de vida.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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