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Update on Valentina

The member continues to work in food sales. She sells roasted chicken, soups, and fish at the market. She works from 6:00 a.m. until 3:00 p.m. and she has spent the past five years in this business. The member, thanks to this business, wants to help out her children, and her dream is to have a restaurant and to achieve this she will work very hard.

She is asking for this loan to buy products for cooking, such as rice, chicken, and meat. The member is happy about the loan and promises to make her payments on schedule.
View original language description ↓
La socia se sigue dedicando al negocio de venta de comida,ella vende pollo al horno,sopas y pescados en elk mercado,la socia trabaja desde las 6:00 a.m hasta las 3:00 p.m,la socia ya tiene 5 años en este negocio,la socia por medio de este negocio quiere sacar adelante a sus hijos,el sueño de la socia es tener un restaurant y para lograrlo quiere trabajar muy duro.La socia solicita el credito para comprar productos para cocinar como arroz,pollo y carne.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Valentina was born in the city of Calca where she still lives. She is 60 years old, married and has six children. She divides her time between her household activities and a small business selling food in one of the city markets. She begins work very early in the morning and ends at 3:00 p.m.,... More from Valentina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 175
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Valentina to buy items for cooking, such as rice, chicken, and meats.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 19, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Valentina. It was first posted on Kiva on Dec, 2011. Learn More