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Tone is forty-five and has five children, and all of them live in northeast Albania. Two of her children are still attending school. Tone has been helped financially and otherwise from the Area Development Projects of World Vision Albania and she is very grateful for all the help. For the past twenty years Tone has been involved with livestock, raising goats and making delicious goat cheese.

Lately she was also chosen to participate in the value chain project that is a collaboration between World Vision Albania and VisionFund Albania. She wants to buy thirty goats. Based on the business plan that she has been presented with, she can employ others, too, if everything goes as planned.

Tone hopes that lenders at Kiva will help her to achieve her goal by lending to her.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Tone to buy thirty goats.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Sep 18, 2012
Currency Exchange Loss:
Jul 17, 2014