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Teodebi Group
In this Group: M'baka, Kpiligou, Kaga, Kossera, Tadibigueda, Kpatinama, Batama
Teodebi is a loan group with both male and female members, and its president is called M’baka. She works growing crops, is married to a farmer, and has six children, five of whom are at school. The oldest child is 27, while the youngest is 5 years of age.

M’baka is 42 years of age, and has worked growing beans and corn since 1987 in the Tchanié area, located in the central region. She still buys her supplies from the town of Sokodé. She is assisted in her work by three members of her family, as well as four other employees.

M’baka has requested her fifth loan from WAGES to buy better-performing work tools. She plans to save her extra income and, in the future, hopes to increase the land on which she grows crops and build a new house for her family. The other members of the group have the same businesses as their president, and also want to increase the size of the land on which they grow crops.
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Groupe de solidarité composé du genre masculin comme féminin, l’Association TEODEBI a pour présidente M’baka. Cultivatrice de profession, M’baka est mariée à un cultivateur et est mère de famille de six enfants dont cinq scolarisés. Son premier enfant est âgé de 27 ans et le second de 05 ans. Âgée de 42 ans, M’baka exerce comme activité la culture du haricot et du maïs depuis les années 1987 dans le quartier Tchanié situé dans la région centrale et ne cesse de faire ses approvisionnements dans la ville de Sokodé. M’baka est aidée dans son travail par trois membres de sa famille et quatre employés. Pour la cinquième fois, elle sollicite le soutien financier de WAGES pour l’achat des outils de travail plus performant. Il compte épargner ses revenus supplémentaires et comme perspectives d’avenir, M’baka pense à augmenter sa superficie cultivable et construire une nouvelle maison pour sa famille. Les autres membres du groupe font la même activité que leur présidente et veulent aussi augmenter leurs superficies cultivables.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $8,765,200
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD