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Rukhsana is 27-years-old and is a dedicated mother of five children. She is efficiently doing a business of selling milk and cattle rearing and has done this for many years. She has 3 buffaloes and 2 cows. She purchases small calves and sells them near the Eid-ul-Azha (a religious event in Muslim countries like Pakistan). She earns a good profit from this business.

According to Rukhsana, she faced many problems during her early married life. Her husband is a laborer. He was not able to cover the expenses for the family alone. Rukhsana took the initiative to start her business by taking a loan from Kashf foundation 8 years ago. At this time, she is very much satisfied and requested for a repeat loan of RS 35000 to buy one more cow to increase her milk sales. She intends to use the profits on her children’s well-being and education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 94.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rukhsana buy a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 17, 2012
Currency Exchange Loss:
Aug 18, 2013