Tofioaiga is a 28-year-old woman who is married and has 3 children. She has a small business which is a cattle farm. She has been with this business for 3 years.
Tofioaiga needs a loan to buy a roll of barbed wire, nails, a wheelbarrow, a pair of gloves, and more calves. She will use her profits to help her business improve and pay for her kids' education. Tofioaiga joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.