Prak, aged 34, lives in Baray district with her family that is comprised of six members. She is married to a noble man who is a rice cultivator and a father of four children. Three of her children are attending school and are still dependent on her, while her oldest one is employed in the construction industry. Prak currently works in the same field of business as her husband, and she serves him as a good assistant. She has been doing this for more than 13 years, and she can earn 8,000 Cambodian riels (KHR) each day.
Due to insufficient capital to purchase supplies for her rice, Prak decided to take out a loan in the amount of 1,300,000 KHR to purchase fertilizers and pesticides to spread on her rice crop. This will maintain her rice crop in a good condition and protect it from the challenge of pests. She hopes to yield a better income through the loan help.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.