Faalua is a 20-year-old married woman with two children. She makes and sells pancakes in her community to earn a living. She has a year of experience with this business.
Faalua needs a loan to buy flour, oil, a large fry pan, a new cooking oven, a large tin bowl and plastic papers. She plans to use her profits to improve her business and her kids' educations. Faalua has been a member of SPBD since 2012.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.