Valaauina is a 36-year-old married woman with three children. She has a small plantation and grows caprioka, taro, taamu, and yams to earn a living. She has been doing this for two years. Valaauina has requested a loan to buy weed killer, weed spray, spades, fertilizers, more baby taros, and a mist blower. She has been a member of SPBD since 2012. With her profits, Valaauina hopes to improve her business and help her family and her kids with their education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.