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Tedy comes from the interior of the island of Borneo, precisely the village of Landau Panjang, Indonesia. He wanders alone to leave his parents and two brothers, to study management and harbor cruise commerce at Nusantara Maritime Academy, on the island of Java, in the city of Cilacap. The distance from his native village to the town of Cilacap is very far; he had to cross the sea of Java, which takes one to two days.

The expectation of his parents is that in order to learn, Tedy will be diligent and quickly complete college. His parents made all of their efforts to help Tedy to get his dream, even though they are just rubber workers. Their income is uncertain because the weather is less friendly to the rubber workers. Tedy is very saddened by the condition of his parents, so he is determined to finish his studies quickly. He hopes, with a loan from Kiva investors, he can help overcome these difficulties. Tedy hope to quickly get a job at a shipping company.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 22
    View loans »
    Indonesia Loans Fundraising
  • $5,300,775
    Funds lent in using Kiva
  • 9,587.5
    Indonesia Rupiahs (IDR) = $1 USD