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Agustinus
Agustinus is a student at the Academy of Maritime Nusantara. He wants to work at a major port. His parents only work as farmers and their income is uncertain. While his parents' income is just enough to cover the day-to-day family needs, Agustinus has five brothers who still require school fees.

Agustinus wants to help his parents for the betterment of the lives of his family and his five brothers and sisters. With the student loan program of Kiva, he wants to continue his studies. He is very grateful to all investors of Kiva, who will help him in his studies, although they do not know him personally.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,206,950
    Funds lent in using Kiva
  • 9,587.5
    Indonesia Rupiahs (IDR) = $1 USD