Juan Gabriel is 23 years old. He lives with his parents, José and Claribel. His work is growing corn. He has a number of years of experience working in agriculture, and this has given him valuable experience that allows him to obtain the best harvests. His land is located in an area suitable for planting and near the place where he lives. He sells in all the surrounding areas of the community. He is well known, and he has established many customers who prefer him for his good prices, the quality of his products, and his excellent service. Juan is an energetic man, dedicated to his work, friendly and very honest. He is always ready to advance and seek a better future. In the past season he increased his earnings, and in this planting he wants to take advantage of this to make a new investment. For this reason, he is applying to INTEGRAL for a loan that will allow him to buy seeds for corn, insecticides, compost, herbicides, etc. Juan Gabriel has good payment references and is responsible. He assures that he will be able to pay off the debt and at the same time he has faith that he will bring economic security to his household.
Juan Gabriel de veintitrés años de edad vive junto a sus padres José y Claribel, él se dedica al cultivo de maíz, tiene varios años de trabajar en la agricultura y eso le ha regalado valiosa experiencia que le permite obtener las mejores cosechas, el terreno de cultivo esta ubicado en una zona apta para la siembra y cercano a la localidad donde reside, comercia en todos los alrededores de la comunidad es muy conocido y se ha hecho de mucha clientela que lo prefiere por los buenos precios, la calidad del producto y el excelente servicio; Juan es un hombre enérgico, dedicado a su labor, amable y muy honesto, siempre esta en toda la disposición de salir adelante y buscar un futuro mejor, en la temporada pasada aumentaron las ganancias y en esta siembra quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, insecticida, abono, herbicida, etc. Juan Gabriel tiene buenas referencias de pago y es responsable asegura que podrá saldar la deuda y a la vez tiene fe que llevara a su hogar seguridad económica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.