With much effort and enthusiasm, Fiorella works day to day as a laborer on a large agricultural estate in her city. She heads out to her place of work very early every morning to start work. She might work up to 12 hours daily and believes she does well because of the good way she carries out her duties and because of the kind way she treats others.
Fiorella is very grateful to Kiva lenders because thanks to the support provided her she will be able to build a room. To do so, she will buy supplies like adobe, cement, sugarcane stalks, sand and others. In this way, Fiorella will have a room to live in with her little girl and she hopes this way to provide better security and wellbeing for her family and she can continue working and striving so that she and her family can get ahead.
Con mucho empeño y entusiasmo, Fiorella trabaja día a día como obrera en un fundo agrícola de su ciudad, todas las mañanas desde tempranas horas asiste a su centro de trabajo para iniciar su labor, él puede trabajar un aproximado de 12 horas diarias y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Fiorella se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la construcción de una habitación, para la cual comprará materiales como adobe, cemento, cañas, arena y otros; de esta manera Fiorella tendrá una habitación donde podrá vivir con su pequeña hija, con ello espera poder brindar mayor seguridad y bienestar para su familia, así ella seguirá trabajando y esforzándose para que al lado de su familia pueda salir adelante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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