Update on Vilman ElisabethVilman Elisabeth is married, she is 46 years old, and has a high school education. She has four children, two of them in school. She works as a merchant, selling clothing. She started this business as a street vendor and has six years of experience so far. She gets help from her husband, who works in the same trade.
She has decided to request a loan and will use it to purchase merchandise: clothing items like t-shirts, lingerie, baby shoes, and sweatshirts. By making this investment she hopes to see her business grow in the future.
Decide solicitar un préstamo que le servirá para compra de mercadería consistente en ropa: playeras, lencería, calzado para bebés, sudaderos. En el futuro espera ver su negocio más grande con la inversión que está haciendo.
Previous Loan DetailsVilman Elisabeth is 45 years old, married, and studied to high school level. She has four children, two of whom are in school. Her business is selling clothes. She started this business as an itinerant street vendor and has five years experience. She has the support of her husband who is in the… More from Vilman Elisabeth's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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