Nixon is a very friendly, hardworking and enthusiastic person who dedicates all his efforts to moving his family ahead. Thanks to his effort, he was able to study for a technical career as an automobile mechanic. In his spare time he enjoys playing soccer with his friends and, on some occasions, he cooks a very delicious “Ceviche” to share with his family.
With a great deal of hard work, enthusiasm and thanks to his mother’s support, Nixon started his small business repairing and converting vehicles, especially GPS systems. Every day from early hours of the morning, he goes to his small workshop located at a service station in the city, where he rents a small space to do his work. He can work approximately 12 hours a day and believes that he is doing well because of his dedication and the friendly service he gives his customers.
Nixon is very grateful to Kiva lenders because, thanks to the help they have given him, he was able to purchase tools for his workshop, such as screws, wrenches and jacks, among others. Consequently, Nixon will have his business better equipped and will have the tools at hand that he needs to do his work. Thus, he plans to expand his services and increase his earnings, which will insure that in the not too distant future, he will be able to have his own shop.
Con mucho empeño, entusiasmo y gracias al apoyo de su madre, Nixon puso en marcha su pequeño negocio de reparación y conversión de vehículos, en especial de gips, todos los días desde tempranas horas de la mañana él asiste a su pequeño taller ubicado en un grifo de su ciudad, donde alquila un pequeño espacio para realizar sus labores, él puede trabajar un aproximado de 12 horas diarias y cree que la bien por su dedicación y por el trato amable que brinda a sus clientes.
Nixon se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de herramientas para su taller, tales como tuercas, llaves, gata, entre otros; de esta manera Nixon tendrá su negocio mejor acondicionado y podrá contar con las herramientas necesarias para realizar su labor, así él espera aumentar sus servicios e incrementar sus ingresos económicos, los cuales le servirán de mucho para que en un futuro no muy lejano pueda tener su taller propio.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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