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Mercedes
Mercedes is 60 years old. She is a good, hard working woman. She has been married to Albertano for many years. She lives in her own home with her husband and her grand daughter who is 14 years old, to whom she provides for all her needs and tries to give her a better quality of life.

Mercedes has a business selling coal. She runs the business out of her home. She has a table set up where she puts the bags of coal, which previously she has portioned out into smaller bags. Initially she purchased wholesale, buying sacks that could make more than 50 small bags, which she then sold. She buys approximately 5 sacks a week, investing around 100 soles in each purchase. She has had this business for more than 4 years and it is going very well. Along with this business, she also sometimes sells local products like plantains and lemons. Her grand daughter helps her with the business, and also sometimes her husband. She likes her work because she is able to make her own income from the comfort of her own home, and also be able to do the chores that need to be done around the house. She has learned how to keep a balance between her business and taking care of the house. However, she is still not satisfied with her economic situation, which is why she wants to start a new business selling fruit. She already has a location to sell from, located in the downtown area of the city. She wants to sell the most tasty and delicious of the region and of the country, and in this way hopes to increase her income. This is the sixth loan she has taken out through MFP. She is thankful to the people who make these loans possible, which help her to reach her goals. She also said that she feels content with her community bank, because she knows the members and considers them to be responsible and supportive people.

With the loan of 2000 soles, Mercedes will buy 5 sacks of coal and a few bunches of bananas to sell during this time, the rest of the loan she will invest in the purchase of various tropical fruits like grapes, apples, pears, custard apples, oranges, watermelons and others to start her new business with.
View original language description ↓
Mercedes tiene 60 años, es una mujer buena y muy trabajadora, está casada hace muchos años con Abertano y vive en su casa propia junto a su esposo y su nieta de 14 años a quien le otorga todo lo necesario e intenta brindarle una mejor calidad de vida. El trabajo de Mercedes consiste en la venta de carbón. Realiza este oficio en su casa, ahí instala una mesa en donde coloca las bolsas de carbón que previamente a distribuido de manera similar en bolsas pequeñas. Inicialmente compra al por mayor, en sacos que le producen mas de 50 bolsas pequeñas que luego ella pone a la venta. Compra aproximadamente 5 sacos por semana invirtiendo alrededor de 100 soles en cada compra, lleva en este negocio más de 4 años y le va muy bien. Complementa este negocio vendiendo en algunas ocasiones productos regionales como plátanos y limones. Recibe el apoyo de su nieta y a veces también le ayuda su esposo. Le gusta su trabajo porque puede generar sus propios ingresos en la comodidad de su hogar, está pendiente de las labores que tiene que realizar en su casa y ha aprendido a complementar muy bien ambas funciones, sin embargo aun no se siente satisfecha económicamente, es por eso que desea establecer un nuevo negocio que consiste en la venta de frutas, para ello ya tiene un puesto ubicado en la zona céntrica de la ciudad, ahora anhela implementarlo con las más ricas y deliciosas frutas de la región y del país y de esta forma espera incrementar sus ingresos económicos. Este es el préstamo número 6 con la institución MFP. Es por eso que agradece a quienes hacen posible este financiamiento que le ayudará a cumplir con sus objetivos. Por otro lado, comenta sentirse a gusto con su banco comunal, pues conoce a sus integrantes y los considera personas responsables y solidarias.
Con el monto solicitado 2000 soles, comprará 5 sacos de carbón y algunos racimos de plátano para venderlos en este período, el monto restante del dinero lo invertirá en la compra de distintas frutas tropicales como uva, manzana, pera, chirimoya, naranjas, sandía y otros con los implementará su nuevo negocio.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Mercedes to buy 5 sacks of coal and various fruits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 18, 2012
Listed
Sep 19, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013