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Shirley Aracely
Shirley is a 34-year old single mother who has one son. She began working when she was very young. Her parents were an important mainstay in her life; they instilled principles and values in her. They taught her that she must be principally responsible and in this way, she developed herself in business.

The type of business to which she has dedicated herself is clothing sales. She does the work by herself. One of the ways she does sales is by taking advantage of the opportunity to offer her goods when she meets up with her friends which ensures that she already has loyal customers and is very popular in the area because of her business.

With the loan, she wants to buy men's and women's clothing. Shirley's dream is to have her own boutique and to grow in the business world..
View original language description ↓
Shirley tiene 34 años es madre soltera tiene un niño. Ella empezó a trabajar desde muy pequeña sus padres fueron un pilar muy importante en su vida, ellos le inculcaron principio y valores. Le enseñaron que debía de ser principalmente responsable y así se fue desarrollándose en el comercio.

El tipo de negocio al que se dedica es la venta de ropa, el trabajo lo realiza sola unos de los métodos para vender es cuando se reúnen con sus amigas aprovecha la oportunidad para ofrecer la mercadería asegura que ya tiene clientes fijos y que es muy popular en el sector por su negocio.

Con el prestamo quiere comprar ropa para hombres y mujeres. El sueño de Shirley es obtener su propia boutique y desarrollarse en en el mundo de los negocios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Shirley Aracely to purchase men's and women's clothing, such as pants and shirts.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 12, 2012
Sep 21, 2012
Currency Exchange Loss:
Aug 17, 2013