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Maria Lourdes

Update on Maria Lourdes

Maria Lourdes is 26 years old, married, and responsible for 2 young children, ages 6 and 4 respectively. She is from the Department of Chinandega, located in the west of the country. Chinandega is a city known for its economic prosperity, since it is a frontier city. It is also surrounded by municipalities such as Chichigalpa, known for its sugar cane and sugar mills, as well as its beautiful landscapes.

Maria Lourdes' economic activity is selling general merchandise, which consists of clothing, shoes, cosmetics, watermelon, and cooked beans. Her routine is approximately 9 hours daily selling general merchandise, which she does on foot with fixed or casual customers.

Maria Lourdes' daily routine is to rise very early to take advantage of the early hours of the day when the sun isn't so strong. Her task is made easier in the afternoon, when the sun is in all its splendor -- she sells watermelons and cooked beans from her home.

Maria Lourdes is grateful for the help offered by Kiva investors to women workers who lack resources, especially in poor countries like Nicaragua, helping them have a dignified life style. Thanks, Kiva lenders! And “Long live the Women of Nicaragua!”
View original language description ↓
María Lourdes, de 26 anos de edad, casada responsables de dos hijos menores de edad de 6,4, anos respetivamente pertenece al departamento de Chinandega, ubicado en el occidente del país, Chinandega es una ciudad que se caracteriza por ser prospera en su actividad económica ya que es una ciudad fronteriza, ademas esta rodeado de sus municipios como chichigalpa el cual se caracteriza por su cana de azúcar, los ingenios, sus cultivos, sus hermosos paisajes. María Lourdes tiene por actividad económica la venta de mercadería en general la cual consisten en venta de ropa, calzado, cosméticos, y venta de sandias (la sandia es una fruta tropical) y venta de frijoles cosidos. La rutina de María Lourdes es de aproximadamente unas 9 horas diarias con respeto a la distribución de mercadería en general la cual hace de forma ambulante con clientes fijos y eventuales. Su rutina diaria es levantarse muy temprano para aprovechar la primeras horas del día ya que el sol no están tan fuerte, y su recorrido se hace menos pesado que por la tarde cuando el sol esta en todos su esplendor. Y la venta de sandias y frijoles cosido los tiene ubicado en su casa de habitación. Ella agradece el apoyo que los inversionistas kiva le brindad a las mujeres trabajadoras y con pocos recursos, y de países pobre como es Nicaragua para tener un medio de vida digno. Gracias prestamista kiva. “vivan la Mujeres Nicaragüenses”

Previous Loan Details

Maria Lourdes buys and sells clothing and she has been in business for more than eight years. Her business is a small clothing retail business where the majority of her clients request a variety of products such as t-shirts, pants, skirts, dresses, camisoles, suits, and undergarments. The objecti... More from Maria Lourdes's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Maria Lourdes to buy general merchandise, such as a variety of clothing, shoes, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 19, 2012
Currency Exchange Loss:
Feb 17, 2014