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Ivania Veronica
Ivania Verónica, 46, is from Chinandega Department. She’s married and has two children who are 15 and 11 years old and are in her care. They attend elementary and secondary school.

Ivania Verónica is a very hardworking, responsible person who has worked with Fundación León 2000 and has shown responsibility and payment solvency. Ivania works as a teacher in a local school. For her, it’s a joy and a satisfaction to work with children and pass on the knowledge she’s acquired during her career as a teacher to form upstanding citizens who will become the future of Nicaragua, a country with so many obstacles for young people.

She needs the financing to add a room at home since everyone currently sleeps in the same room and have no privacy. In fact, her oldest daughter is a young woman now needing her own space and Ivania must provide better living conditions for her children.

These home improvements have been needed for the last two years but she’s been unable to do them for lack of funds which is why she called on a loan to do them. She needs to buy building materials and supplies like metal sheeting, cement, sand, rebar, lime powder, nails, concrete blocks and lumber.
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Ivania Verónica de 46 anos de edad del departamento de Chinandega, casada, con dos hijos, de 15, 11 anos de edad los cuales están bajo su cargo, además estudian en primaria y secundaria respetivamente. Ivania Verónica es una persona muy trabajadora, responsable, ella ha trabajado con fundación león 2000 la cual ha demostrado su responsabilidad y solvencia de pago, Ivania se desempeña como maestra de un colegio de su localidad, ya que para ella es un gusto y satisfacción poder trabajar con niños y transmitirle los conocimientos adquiridos en le transcurso de su desempeño como maestra, para formas personas de bien y que en un futuro sean el porvenir de Nicaragua. Un país con tantas limitantes para los jóvenes. El financiamiento lo necesita para construir un cuarto a la vivienda, ya que en la actualidad todos duermen en la misma habitación y no tienen ninguna privacidad, incluso su hija la mayor esta señorita y necesita tener mas espacio, y brindarles mejores condiciones a sus hijos. Dichas mejoras la ha necesitado realizar desde hace 2 anos las cuales por falta de ingresos suficientes no las ha realizado esta inversión .Por lo tanto acudió al financiamiento para realizar dicha mejoras. El material que necesita comprar para la construcción es lo siguiente zinc, cemento, arena, hierro, cal, calvos, bloques, madera.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ivania Veronica to buy concrete blocks, metal sheeting and sand.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 19, 2012
Currency Exchange Loss:
Feb 17, 2014